CardLock® is a powerful new weapon in the fight against payment card fraud. People secure their valuables all the time. Now they can lock their credit and debit cards to keep them safe and secure. Our innovative CardLock® service puts the power to prevent credit and debit card fraud in your hands. With one quick visit to the secure website – or quick phone call to the automated system-you can lock or unlock purchase authorization on your card account 24x7x365. It’s a simple way to protect your payment card from fraudulent usage anytime, anywhere.
Use it from time to time or all the time—the choice is yours. No matter how you choose to use CardLock®, if anyone tries to make an authorized purchase while your card is locked, you’ll be automatically notified by phone of the transaction attempt. CardLock® works hand-in-hand with advance fraud protection systems already in place at your credit union, adding another layer of security and giving you a greater role in the fight against fraud. After all, prevention is always better than the worry, stress, and inconvenience that follow fraudulent use of your credit or debit card.
Here are just a few examples of the many ways CardLock® can fight against fraud:
• After paying for a restaurant meal or any purchase, you can lock the card to prevent fraudulent usage. Next time you need to use the card, you can unlock it in less than 30 seconds.
• When traveling, be safe and lock the card when not in use.
• If you’ve made on online purchase with your card and feel unsure about Internet security, take a few moments to lock the card.
Registering for CardLock® service takes just a few moments on our secure website. You create your user name (email address), a password, add your card number and create a four-digit keycode. After the initial registration, lock and unlock actions take just seconds with the use of this application and your secure keycode. Additional cards may be added to your service at any time; you are in control.
CardLock® is available to members of participating credit unions.